USDT/USD P2P rates in United States

The median of the first public offers to buy USDT/USD (up to 10 per platform) is Binance P2P: 1 USD; OKX P2P: 1 USD; sampled Oct 7, 08:20 AM GMT. Against the USD/USD reference of 1 USD, the median premiums are Binance: Buy premium +0.05% · Sell premium +10%; OKX: Buy premium +0.3% · Sell premium +29.05%. These are public P2P quotes compared with an independent FX reference, not local cash or parallel-market rates. A premium is not net profit: trading, withdrawal and execution costs still apply.

1 USD ≈ 1 USD

XE Mid-market · 2026-10-07 · USD reference, not a local cash or black-market rate

Binance · Median price: Buy USDT 1 / Sell USDT 1.1 USD · Buy premium +0.05% · Sell premium +10%

OKX · Median price: Buy USDT 1 / Sell USDT 1.29 USD · Buy premium +0.3% · Sell premium +29.05%

Gross cross-platform spread: +34.23% (buy on Binance at 0.97 USD; sell on OKX at 1.3 USD). Before fees; payment compatibility, limits and execution are not verified.

Sampled: Oct 7, 08:20 AM GMT

Binance P2P

Buy USDT

Median price1 USDPremium vs FX+0.05%Sampled offers10
Payment method
#MerchantQuotePremium %
1SM_S0.97-3%
2誌得其樂10%
3Mindofhns10%
4FAST-BUY-SELLR-MYR10%
5INSTANT-PAY-MOHSIN10%
6聚美丽1+0.1%
7金诚-usdt1+0.1%
8P2P-29ab5dq01+0.1%
9Code_Ra1+0.2%
10-DILAN-1+0.2%

Sampled: Oct 7, 08:20 AM GMT

Sell USDT

Median price1.1 USDPremium vs FX+10%Sampled offers10
Payment method
#MerchantQuotePremium %
1Dr Haval Mamar1.1+10%
2ShabbirTradding1.1+10%
3ROYAL_TRADING_GROUP1.1+10%
4TakuVnzl1.1+10%
5Digital X EXCHANGE1.1+10%
6FastTrader781.1+10%
7CRYPTO-DELACOSTA1.1+10%
8DIGITAL-INVEST1.1+10%
9MYR_NOW1.1+10%
10lclkabadsha1.08+8%

Sampled: Oct 7, 08:20 AM GMT

OKX P2P

Buy USDT

Median price1 USDPremium vs FX+0.3%Sampled offers10
Payment method
#MerchantQuotePremium %
1CryptoHorizon10%
2LebanonTransaction10%
3BoomCrypto1+0.2%
4ExchangeMayura1+0.3%
5GreenEXC1+0.3%
6Fast_sonic1+0.3%
7ZiipZaapEXC1+0.3%
8Pana9511+0.3%
9—KHALED—KHADIJA—1+0.3%
10HouseOfBitcoin1+0.3%

Sampled: Oct 7, 08:20 AM GMT

Sell USDT

Median price1.29 USDPremium vs FX+29.05%Sampled offers10
Payment method
#MerchantQuotePremium %
1PROPROExchange1.3+30.2%
2MuhammadMoeenPK71.3+30.1%
3XCHAINGER_PRO1.3+30%
4GHEKA1.3+29.8%
5Recharge1.29+29.1%
6MalikExchange1.29+29%
7IB_CONNECT1.29+28.8%
8AMK_PLUS1.29+28.8%
9MalikExchange1.28+27.6%
10𝐌𝐢𝐧𝐡𝐚-𝐄𝐗1.28+27.6%

Sampled: Oct 7, 08:20 AM GMT

Premium history

History tracks the best visible premium sampled every 30 minutes, not the current top-10 median. New markets build history from launch.

Compare USD quotes with the reference rate

Compare public US Dollar quotes against the fiat benchmark on the same buy or sell side, then review changes across consecutive historical samples.

A visible spread is not profit after fees and execution costs. Check quote limits and availability before treating a price gap as executable.

How to read this data

Public quotes are indicative. Check order limits, payment compatibility, KYC and execution costs. A premium is not a guaranteed profit.

What is a P2P premium?

Premium = (USDT fiat price / USD fiat reference − 1) × 100. USDT and USD are different assets; this is a reference comparison, not an executable USD conversion.

How is a cross-platform spread calculated?

Gross spread = (best sell price / best buy price − 1) × 100, in the same fiat. Fees and available order size must be checked separately.

Why do prices differ?

Local supply, demand, payment methods and execution restrictions can change P2P quotes. The FX reference is a provider benchmark, not a local cash or black-market rate.

Is a premium the same as net profit?

No. A premium compares a USDT quote with the USD FX benchmark. Net profit must also subtract trading and withdrawal fees, and depends on compatible payments, limits and executable liquidity. Use the calculator with your own costs.