USDT/INR P2P rates in India

The median of the first public offers to buy USDT/INR (up to 10 per platform) is Binance P2P: 102.17 INR; OKX P2P: 120.91 INR; sampled Oct 7, 08:26 AM GMT. Against the USD/INR reference of 96.54 INR, the median premiums are Binance: Buy premium +5.84% · Sell premium +8.77%; OKX: Buy premium +25.25% · Sell premium +3.81%. These are public P2P quotes compared with an independent FX reference, not local cash or parallel-market rates. A premium is not net profit: trading, withdrawal and execution costs still apply.

1 USD ≈ 96.54 INR

XE Mid-market · 2026-10-07 · USD reference, not a local cash or black-market rate

Binance · Median price: Buy USDT 102.17 / Sell USDT 105.01 INR · Buy premium +5.84% · Sell premium +8.77%

OKX · Median price: Buy USDT 120.91 / Sell USDT 100.22 INR · Buy premium +25.25% · Sell premium +3.81%

Gross cross-platform spread: +0.99% (buy on Binance at 101 INR; sell on OKX at 102 INR). Before fees; payment compatibility, limits and execution are not verified.

Sampled: Oct 7, 08:26 AM GMT

Binance P2P

Buy USDT

Median price102.17 INRPremium vs FX+5.84%Sampled offers10
Payment method
#MerchantQuotePremium %
1NOOR0_TRADER101+4.62%
2P2P-_MASTER-_101.7+5.35%
3PAYMNT_GATEWAY_FUND102+5.66%
4Saathvik ⭐⭐⭐⭐⭐102.15+5.82%
5ExchangeIN102.16+5.83%
6NOVA-BLACK102.18+5.85%
7REDDx102.19+5.86%
8VIRTUALVAULTS_INDIA102.2+5.87%
9BharatCX102.24+5.91%
10NOVA-NEON102.38+6.05%

Sampled: Oct 7, 08:26 AM GMT

Sell USDT

Median price105.01 INRPremium vs FX+8.77%Sampled offers10
Payment method
#MerchantQuotePremium %
1TRADERSATHYA105.57+9.36%
2P2P-109c06to105.52+9.31%
3User-cd51d105.5+9.29%
4babuaan-01105.46+9.24%
5Moneymag767105.06+8.83%
6Dimond_Usdt_King104.95+8.72%
7wasim104.89+8.65%
8User-60f5b104.77+8.53%
9Miss_Ani104.5+8.25%
10User-3c365104.44+8.19%

Sampled: Oct 7, 08:26 AM GMT

OKX P2P

Buy USDT

Median price120.91 INRPremium vs FX+25.25%Sampled offers2
Payment method
#MerchantQuotePremium %
1CHIZH777118+22.23%
2Stagg's123.82+28.26%

Sampled: Oct 7, 08:26 AM GMT

Sell USDT

Median price100.22 INRPremium vs FX+3.81%Sampled offers10
Payment method
#MerchantQuotePremium %
1FASTPAYEXCHANGE102+5.66%
2Zevix101.2+4.83%
3QuickerPeymet101+4.62%
4Mango.pay100.35+3.95%
5SANITRADERS100.22+3.82%
6quick_release_an_pay100.21+3.81%
7quick_release_an_pay100.2+3.8%
8p2proo100.2+3.8%
9SANITRADERS100.01+3.6%
10Speed_Ex100+3.59%

Sampled: Oct 7, 08:26 AM GMT

Premium history

History tracks the best visible premium sampled every 30 minutes, not the current top-10 median. New markets build history from launch.

Compare INR quotes with the reference rate

Compare public Indian Rupee quotes against the fiat benchmark on the same buy or sell side, then review changes across consecutive historical samples.

A visible spread is not profit after fees and execution costs. Check quote limits and availability before treating a price gap as executable.

How to read this data

Public quotes are indicative. Check order limits, payment compatibility, KYC and execution costs. A premium is not a guaranteed profit.

What is a P2P premium?

Premium = (USDT fiat price / USD fiat reference − 1) × 100. USDT and USD are different assets; this is a reference comparison, not an executable USD conversion.

How is a cross-platform spread calculated?

Gross spread = (best sell price / best buy price − 1) × 100, in the same fiat. Fees and available order size must be checked separately.

Why do prices differ?

Local supply, demand, payment methods and execution restrictions can change P2P quotes. The FX reference is a provider benchmark, not a local cash or black-market rate.

Is a premium the same as net profit?

No. A premium compares a USDT quote with the USD FX benchmark. Net profit must also subtract trading and withdrawal fees, and depends on compatible payments, limits and executable liquidity. Use the calculator with your own costs.